Our lifetime income solutions complement traditional retirement income products as they manage longevity risk.
A Real Lifetime Pension can provide an income for life with consistently higher returns than current lifetime annuities in the market – no matter how long you live in retirement.
The Longevity Problem
Australians are some of the longest-living people in the world, and the threat of people outliving their assets is real. Longevity protection offers increased security and greater peace of mind for retirees.
A Better Lifetime
The Real Lifetime Pension has been designed to provide longevity protection with a higher income and greater flexibility than a conventional annuity. This can help retirees enjoy their retirement, remove the fear of outliving their savings and trying to live the lifestyle they want on the income from an Age Pension and/or an Account Base Pension provides.
A Great Lifetime Income Stream
The Real Lifetime Pension enables superannuation funds to offer their members a lifetime income stream with lower costs and lower fees than traditional longevity products as it leverages the fund’s existing investment management, administration and additional service providers. The longevity guarantee provided by a global reinsurer, means retirees dont need to worry about running out of savings if they live beyond their life expectancy. This new approach also keeps the member and the assets with a superannuation fund for life.