Home - Optimum Pensions

Redesign
Retirement

with Lifetime Income Solutions

latest data

25%

OF Australians, will live beyond 90 years.

Help Australians retire with confidence. No stress, no guesswork, just guaranteed income for life.

Explore research, tools, and strategies to achieve lifetime income security.

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Understanding
the Longevity Challenge

Retirement isn’t about slowing down – it’s about making every moment count. As Australians live longer than ever, retirement planning needs to evolve.
Our research shows that traditional approaches may not adequately address increased lifespans and changing retirement needs.
Discover how lifetime income strategies can transform retirement outcomes and help ensure reliable income streams that support full, active retirements – without the fear of running out of money.

the longevity challenge

Research
+ Analysis

Comprehensive analysis of longevity risk and its impact on retirement outcomes. Access latest research on retirement income strategies, demographic trends, and implementation frameworks.

Explore research

Innovative
Solutions

Learn about our Real Lifetime Pension solution that can offer higher income over time than traditional lifetime annuities.

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Tools
+ Resources

Professional resources to support retirement planning discussions and decision-making. Including our lifespan calculator, case studies, and educational materials.

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How Long Will Retirement Savings Need to Last?

Understanding life expectancy is crucial for effective retirement planning. Use our Lifespan Calculator to estimate life expectancy projections and have more informed discussions about longevity risk with clients and members.

Built by a team of leading superannuation actuaries
Uses latest ABS Life Tables + global reinsurer health data
Takes only 2 minutes
25K+ users

Try the calculator

Who We are

Redesigning
Retirement through
Research, Education
+ Innovative tools.

Optimum Pensions brings deep expertise in lifetime income solutions to help financial planners and superannuation funds develop stronger retirement strategies. Our evidence-based approach ensures a guaranteed income for life, no matter how long retirement lasts.

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